Making a budget can be hard, and sticking to it can be even harder. Planning is natural, especially when you know how to adjust for the unplanned. If you don't like the word "budget", think of it a as "spending plan".
A resource to track your spending, saving, and sharing from the FDIC. You might use this as you build a habit of tracking weekly expenses, save the results, and then use the My Monthly Expense Log linked on this page. Neither resource saves what you enter once you close the browser.
Download the Spending Tracker document from the Consumer Financial Protection Bureau to start tracking how you spend your money - the first step to building or refining your budget.